Updated: Nov 17, 2022
Negotiation And Settlement Process In California Bus Accident Claims
Being involved in a bus accident is expensive. On top of losing some income and emotional stability, you'll have to deal with medical expenses. For this reason, personal injury laws exist: to reimburse you in the event of an accident.
That said, getting reimbursed for your losses isn't always easy. You can't simply go to an insurance company and demand a refund; you must explain the degree of your damages and persuade them that they are worth a particular amount of money.
In this post, we'll walk you through the actions you'll need to secure the compensation you deserve.
Step 1: As Soon As The Accident Occurs, Your Personal Injury Claim Begins
California personal injury claims are often assumed to occur right after an accident. Several crucial elements at the accident scene can impact future claims or legal processes you may need to file. In most cases, the scene of the accident, the witnesses, and how you react to the situation can all significantly affect the amount of compensation you'll get for your bus accident injuries.
Or prescreened Top Rated Personal Injury Attorneys In Los Angeles advise you to do the following on the scene:
Seek medical attention ASAP
File a police report
Exchange insurance information with the others involved in the accident (especially the potentially liable party)
Avoid further arguments or tense conversations
Step 2: Notify The Insurance Companies
Following an accident, it is customary practice to share insurance information with the other parties involved. Insurance providers can work on your accident claims as a result.
That said, you also shouldn't accept lowballed offers from insurance companies. Instead, having a California personal injury lawyer review your case and the possible damages you may get is much better. After all, insurance companies are a business and will have more to gain by giving you the lowest payout possible.
Step 3: Notification of At-Fault Parties
Most drivers (and other liable parties) are unaware that they, not their insurance company, are ultimately accountable for any damages they cause in an accident. The policy limitations of the insured driver's insurance cover them. Anything beyond that is the driver's responsibility.
If the adjuster looks to be dragging their feet on your claim, you can formally notify the at-fault driver. Because no one wants to be sued, the driver may persuade the adjuster to accept a settlement. Furthermore, your letter may pique the driver's interest in speaking with you privately about the issue.
Step #4: Getting an Estimate of Your Personal Injury Claim's Worth
Damages are monetary and non-monetary losses incurred from bodily harm or property damage. The following are some of the most common damages in personal injury claims in California:
Expenses that were paid out of pocket
Loss or damage of property
Wages and commissions that were lost
Pain and suffering
Vehicle maintenance costs
As a result, you'll need records, documents, receipts, and invoices to show that you've lost money due to the accident. Contact a California bus accident attorney to ensure you receive the settlement offer your situation warrants.
Step #5: Pursuing Settlement With An Insurance Company
Before proceeding, consider whether you can handle your claim on your own or if you need to contact a Los Angeles automobile accident attorney. A layperson, for example, can manage a minor injury claim, but a California bus accident attorney should handle a more involved case.
Step #6: Proving The Other Driver's Negligence
It's not easy dealing with the other driver's insurance company. They owe it to their insured to protect them vigorously. They also refuse to pay out on claims like yours. It can be challenging to prove that the other driver is to blame for your injuries.
Step #7: Attempting To Reach An Agreement With The Insurance Provider
You must proceed with utmost caution if you decide to negotiate a settlement with the defendant's firm.
During the bargaining process, you should keep an eye on what is spoken and be mindful of what is said. The agent, for example, might try to persuade you to admit that the injuries and damages you sustained in the accident were not as bad as you claimed.
Hire Top Personal Injury Lawyers In Los Angeles Right Now
Our prescreened Top Rated Personal Injury Attorneys In Los Angeles have helped plaintiffs get the payouts and representation they deserve.
We ensure you're matched up with a California personal injury lawyer with the right expertise, experience, and reputation. You may contact us via our 24/7 live chat (or our case submission form) for a free initial consultation.