Uber and Lyft Car Accidents Are On The Rise, Learn Your Rights After An Accident
Uber and Lyft have become the leading players in the on-demand transportation market by providing passengers ready access to safe, convenient, and cost-effective ride share services. Uber and Lyft have succeeded in attracting drivers and passengers with billions of dollars in market capitalization between them, increasing traffic volume in Northern and Southern California and throughout the country.
Now that Uber and Lyft have many years of operation under their belts, the findings of several traffic studies are in: the introduction of ride share services has resulted in increased traffic congestion and reduced public transport dependency. A concomitant rise in road collisions, injuries, and fatalities has been the result. In other words, for the convenience of ride share services, the public is paying a high price. It is essential to find a pre-screened ride sharing accident attorney if you have been involved in an Uber or Lyft accident.
Uber and Lyft Injuries' Grim Figures
The rise in ride sharing services has resulted in a 2-to-3 percent spike in traffic fatalities nationally since 2011, the year that Uber debuted, according to a new report by the University of Chicago and Rice University. That amounts to an additional 1,100 annual deaths. The rate of motor vehicle accident fatalities decreased gradually before 2011 and for around 20 years before that. After the launch of ride share services in major U.S. cities, the long downward trend in motor vehicle accident deaths reverted.
Based on accident statistics collected by the National Highway Traffic Safety Administration (NHTSA), the report found that in 2010, there were 32,885 fatalities in traffic, the lowest number since 1949. There were 37,461 traffic deaths in 2017, including increased fatalities for drivers of passenger cars, pedestrians, bicyclists, big truck occupants, and motorcyclists.
Researchers conclude that the turnaround is partly related to a rise in the number of new vehicle registrations and vehicle miles on the road since ride sharing services were introduced. Researchers observed a considerable increase in accident rates in cities around the board by contrasting the NHTSA accident statistics with the Uber or Lyft dates published in a particular area, and cross-referencing car accident rates in those cities with vehicle miles traveled. For instance, traffic fatalities dropped to their lowest number in San Francisco before Uber was launched in 2010, but increased shortly after the company started providing ride share services.
While the rise in vehicle registrations during the study period clearly shows that more Uber and Lyft drivers are on the road, they spend more time on the streets. The study states that ride share drivers spend 40 to 60 percent of their time looking for passengers, a method known as deadheading, in addition to driving to collect passengers or transporting passengers. In any case, both of these variables, a leading reason behind the rise of motor vehicle fatalities, contribute to increased traffic congestion.
Uber And Lyft Accidents In California
Uber and Lyft also aim to escape responsibility for their passengers' injuries since ride share drivers are independent contractors. However, whether you have been injured as an Uber Lyft rider or in a collision with a ride share car, there are legal remedies.
Under the California personal injury rules, it is possible to bring a lawsuit following an accident with Uber or Lyft, but getting compensation depends on whether:
The ride share driver was recorded into the app and was connected to a rider.
The ride share driver actually picked up the passenger.
A passenger was driven to his or her destination by the Uber or Lyft driver.
If the service is off, the ride share driver's car insurance is intended as the primary coverage in the policy. If the app is running, but the driver has not been linked to a passenger, the driver must have coverage of liability above the minimum amount required.
Uber and Lyft are both expected to have liability insurance of an extra $200,000. However, Uber and Lyft must bear a compulsory minimum of $1 million in liability insurance while a passenger is being transported. This is supposed to be the primary damage coverage, given the app is switched on. Uber and Lyft would aim to escape liability at all costs if the ride share driver is at fault for the crash, and the app is off.
Ride share In California Insurance Assembly Bill 2293 of 2015.
Ride share businesses and drivers are mandated by AB 2293 to carry liability insurance coverage. Ride sharing companies must have liability insurance of at least $ 1 million to protect the driver from the moment he/she accepts a passenger match to the moment the passenger leaves the car.
The legislation does not, however, currently mandate ride share businesses to carry accident or extensive coverage. On his or her policy, the driver may bring these forms of insurance.
Under AB 2293, during Period 1, or the time when the Uber driver goes online and is eligible for a trip, the ride share driver, the Transportation Network Company (TNC), or Uber's affiliate will retain primary third-party liability insurance in these amounts: $50,000 per person, $100,000 per accident, and $30,000 for property harm.
Uber may also bear excess liability coverage of $200,000. The new legislation also suggests that the personal auto insurance policy of a driver would not extend if the driver is logging into the ride share app unless the driver has bought insurance that covers ride sharing explicitly.
Until the driver agrees to accept a trip and is en route to pick up the passenger, the $1 million in liability, uninsured/underinsured motorist, and contingent collision / comprehensive insurance (up to real cash value) does not come into effect once the passenger exits the car, if the driver stays in service, the insurance has given returns to Period 1 insurance.
The driver's insurance policy kicks in if the driver exits the app. If, however, a driver has a policy explicitly designed for ride share drivers, the policy of the drivers will come into play rather than that of the business.
In the event of an accident, is Uber's insurance coverage enough?
Insurance questions and lawsuits can be complicated following an Uber crash. The company's policy has a grey area as to who is responsible for an accident, despite having $1 million in liability insurance. In Uber's policy words, there is a fine print that notes that riders use the ride sharing app at their own risk.
It maintains that the company is not responsible either for protecting its drivers or for the quality of its services. This language contradicts the insurance policy of the firm. This contradiction has resulted in many lawsuits against the business for failing to compensate for drivers' and passengers' injuries.
Passengers can quickly file a claim with Uber's insurance provider in a simple car accident situation and obtain a settlement bid. This, however, is not always the condition. For various reasons, the insurer can refuse responsibility for your accident, leaving you to file a personal injury accident claim with the driver's insurance company or your own.
A third-party insurer can pay leftover costs if Uber's insurance coverage is not enough to cover your losses. After an Uber crash, it is valuable to explore the chances of making a personal injury lawsuit against a liable party with a personal injury lawyer. A lawsuit for personal injury also results in more generous coverage than a claim for insurance.
How to deal with insurance claims following Uber's traffic crash
It's hard enough in an accident to be the driver of a car. You have to talk to the other driver, share insurance data, and probably make a claim for personal injury. As a ride share platform rider, the mechanism is even more complicated.
You do not know who, according to California law, is responsible for your injuries or what your rights are. If you've been involved in a ride share crash as a passenger, you need to know how to deal with the insurance claim.
Next, report to the police your Uber crash. Collect your Uber driver's insurance details. Report the accident to Uber until you seek care for any injuries. "Log in to the app and choose" Trip Problems and Fare Changes. "Click, and explain what happened," I was in an accident. To collect information about the accident, an Uber employee will meet you shortly. Uber will either give a payout through its insurance provider at this stage or reject the claim.
How to find a ride share accident lawyer in Los Angeles?
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