Updated: Jan 27
Learn why some California attorneys won't take your case
If you've been unfortunate to be in a car accident in California recently, which was completely the responsibility of the other driver and now you're dealing with your injuries, insurance companies and still haven't been able to find a personal injury lawyer to take the case, this article is for you.
Does it seem that they are not interested when you call different personal injury law firms? Or have you been told repeatedly, "Great case, but right now, we are just too busy!" Today, for the kinds of personal injury cases that would have members of this profession drooling just a few years ago, it is indeed more difficult to find a personal injury lawyer.
Between about the 1960s to the late 1980s, the best game in the house was a personal injury if you were a lawyer. It was normal to see car accident cases with minimal injuries being settled for amounts that surpassed the medical bills and missed earnings. The so-called low-impact crash would end with thousands of dollars from insurance companies going into the pockets of consumers and their personal injury attorneys in cases where, at times, there was no noticeable damage to the vehicles.
The 1970s and '80s saw chiropractors and physical therapists became very popular, depending on where you lived. This was guaranteed money-making opportunity for 'health care practitioners' if you had Medical Payments Coverage (MPC) on your vehicle.
Historically, making a salary close to or in excess of a million dollars a year was extremely unusual for a personal injury lawyer, physical therapist, or chiropractor, but many did so in those years. They could only see a rise in their practices and billings, and many took on huge debt, confident the party would never stop.
But it did end in 1988 when the Supreme Court of California rescued the insurance industry from what had become legal bribery. Analysis conducted by the well-respected Rand Institute reported many years later that "there were less serious and less costly accident lawsuits once third-party bad faith was excluded."
"It only took the insurance companies a few months to adapt to the changes in the law, but they changed, cutting settlements, sending the pendulum too far in the other direction, and that's where it sits today," said Alan Smith, a California, personal injury attorney.
Today, insurance companies are taking a strict line on the medical necessity of treatment, the duration of treatment, and how they see as insured. They can not even give enough money to cover your medical bills unless there is real property damage-a, big crash, tow truck, ambulance, emergency room, and severe injury! " emphasized Alan.